Is Demonic Possession A Pre-Existing Condition?

06.17.2010 · Posted in Demons, Exorcism, Legally Weird

Exorcism not covered by insuranceAs if battling demonic possession and going through an exorcism weren’t troublesome enough, try adding a lawsuit against an insurance company to the whole mess. I think I’d rather deal with the demonic possession.

The Cincinnati Insurance Company has denied a claim by City Church for All Nations / Cherry Hill Church Ministries and several associated people because it says its liability policy won’t cover injuries sustained during an exorcism of a boy with autism.

A volunteer worker at the church, Edward Uyesugi, told another parishioner he could cure her son’s autism by casting demons out of the boy’s body. What happened next sounds like Uyesugi offered to put the boy in a cast rather than cast something out of him. Uyesugi pounded on the boy’s chest, put his hand down the boy’s throat to pull out a demon (causing the child to vomit blood), and hit the boy in the face. Uyesugi was convicted of felony battery and criminal confinement over the incident. The church and the boy’s family sought to have the insurance company pay for any damages they might be awarded against Uyesugi.

Interestingly, the company says the policy doesn’t cover the injuries not because it doesn’t cover damage from exorcisms, but because Uyesugi was not acting as a representative of or within the scope of his volunteer employment by the church during the exorcism.

The policy does exclude injury “due to the rendering or failure to render any professional services,” so one can infer that the policy won’t cover injuries sustained during an exorcism or injuries caused by refusal to perform one.

So, if you want to be involved in an exorcism, you should probably assume that you are doing so at your own risk, both physically and financially. I guess that’s why the people on the paranormal TV shows stick to some pretty gentle exorcism rituals like smudging or calmly and sternly reading prayers or telling spirits or demons to leave. No beatings, no waterboarding, no restraints. It’s not that they’re afraid of the spirits, it’s that they’re afraid of litigation.

– Julie


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